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A personal loan is a loan where you borrow a certain amount that has been agreed in advance with you and the lender. In advance, there are always a number of issues, including the amount of the amount, the interest and also the term. This also determines the amount of redemption, so it can not change during the term. This leenoort gives a lot of certainty and clarity. You always know how much the personal loan will cost you in total. That’s handy. Because you know in advance how much an object you want to finance with loan costs you. A feature of the personal loan is that you can not re-take any money that has been repaid once. This is only possible with revolving credit. So you know for sure that you are paying money and have a stick behind the door. In most cases, you can, however, redeem your loan early. Sometimes there is a penalty against this (maximum 1% of the total loan sum).

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